Funeral Plan Terms and Conditions 1. For example, officiant’s and crematorium fees. net When a BTC subscriber registers for the KARABO Funeral Plan, the subscriber must know and fully understand the terms and conditions set out in this document. Standard Bank Flexible Funeral Plan Insured by Liberty Group Limited Policy Terms and Conditions Standard Bank Flexible Funeral Plan This policy consists of two parts – a Policy Schedule and policy Terms and Conditions. 2 The Insured may benefit from EcoSure Funeral Cover as long as the Insurer continues to offer the EcoSure Funeral The Plan Administrator ultimately retains responsibility for verifying the participant meets the Safe Harbor hardship requirements under the terms of the Plan regardless of initiation method. The Plan requires payment of premiums, which can be made monthly, and includes waiting periods for certain causes of death. These Terms tell you (among other things) who we are; how we will provide a Plan to you; your and our rights Dignity Funeral Plans Terms and Conditions These terms and conditions apply to Dignity Funeral Plans with effect from 24th March 2025. It contains important details about this product and the cover provided. These Terms tell you (among other things) who we are; how we will provide a Plan to you; your and our rights These Terms & Conditions apply to Pre-paid Funeral plan contracts only and do not apply to funerals purchased without a Funeral Plan Definitions – In these terms and conditions the following definitions shall apply except where otherwise required by context. These Terms and Conditions govern the Funeral Cover product offered in partnership between TNM Mpamba Limited and NICO Life Insurance Company Limited.

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